Are you interested in lowering your monthly payments on your home? Talk to our team at Simplify Home Loans LLC today about a streamline refinance, or Interest Rate Reduction Refinance Loan, also called an IRRRL.

Why should you choose an IRRRL? It has a number of advantages for a homeowner who is interested in saving money and lowering their payments. For example, a streamline refinance:

  • Can lower your interest rate and payments
  • Help you pay off your home faster
  • Does not require an appraisal
  • Does not need full credit qualification
  • Does not require income or asset verification
  • Does not need an inspection
  • Has no out-of-pocket costs
  • Allows you to defer up to two payments
  • May help you receive as much as $6,000 in energy savings home improvements

Interested? Our team would love to talk with you! Contact us today, and we will help determine if a streamline loan is right for you and help you put together the documents you will need for the process. We will do the necessary verification work and submit your application to the underwriter. You can be sure that our team will work with you from the first step right up to the day you sign your closing documents. If you would like to start the process, call 888-690-1744 today, or click the “Get Started” button at bottom of the page.

In 2017, we saved our clients $41,467.45 per month. That’s a total of $497,609.40 for the year or $174.07 a month for each of our clients. Below, you can see examples of clients who have saved money on their mortgage loans by working with our team.

C. Cordova, TN
Reduced rate and payment, but also reduced loan amount by over $3000

Loan ComparisonCurrent LoanNew LoanDifference
Rate4.25%3.75%0.50%
Payment$1,598.81$1,471.65$127.16
Loan Amount$245,439.50$242,200.00$3,239.00
Tyler B. Eagle Mountain, UT
Reduced rate and time to payoff house by 8 years saving them over $79,000

Loan ComparisonCurrent LoanNew LoanDifference
Rate3.63%2.75%0.875%
Total Interest$134,052.00$54,693.00$79,359.00
Years until $023 Years15 Years8 Years Faster
David I., Chula Vista, CA
Reduced his rate to 2.25% and saved him over $430 per month

Loan ComparisonCurrent LoanNew LoanDifference
Rate4.63%2.25%2.375%
Payment$3,509.63$3,076.69$432.94
Interest per Year$28,118$14,170$13,948

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